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<rss version="2.0"><channel><title>Sumfold guides</title><link>https://sumfold.anomllc.app/blog/</link><description>Clear guides to EMIs, GST and percentages, with the formulas and worked examples.</description><language>en</language><item><title>Loan tenure vs EMI: shorter loan or lower payment?</title><link>https://sumfold.anomllc.app/blog/loan-tenure-vs-emi/</link><guid>https://sumfold.anomllc.app/blog/loan-tenure-vs-emi/</guid><description>A longer loan lowers your EMI but costs far more interest. See the numbers for a ₹10 lakh loan over 5 to 30 years, and how to pick a term you can afford.</description><pubDate>Thu, 12 Nov 2026 09:00:00 +0000</pubDate></item><item><title>How to calculate a percentage (4 everyday formulas)</title><link>https://sumfold.anomllc.app/blog/how-to-calculate-percentage/</link><guid>https://sumfold.anomllc.app/blog/how-to-calculate-percentage/</guid><description>The four percentage calculations you'll use most, X% of a number, what percent one number is of another, percentage increase or decrease, and discounts, with examples and calculator shortcuts.</description><pubDate>Thu, 12 Nov 2026 09:00:00 +0000</pubDate></item><item><title>How EMI is calculated (the formula, with an example)</title><link>https://sumfold.anomllc.app/blog/emi-calculation-formula/</link><guid>https://sumfold.anomllc.app/blog/emi-calculation-formula/</guid><description>The EMI formula banks use, worked through step by step for a ₹10 lakh loan, why most of your first payments go to interest, and how to check your own EMI in seconds.</description><pubDate>Thu, 12 Nov 2026 09:00:00 +0000</pubDate></item><item><title>How to calculate GST (add or remove it, with examples)</title><link>https://sumfold.anomllc.app/blog/how-to-calculate-gst/</link><guid>https://sumfold.anomllc.app/blog/how-to-calculate-gst/</guid><description>The two GST formulas, adding GST to a price and taking it out of a price that includes it, with worked examples at 5% and 18%, the CGST/SGST split, and the rates since September 2025.</description><pubDate>Thu, 12 Nov 2026 09:00:00 +0000</pubDate></item></channel></rss>
