Guides
Clear guides to EMIs, GST and percentages, with the formulas and worked examples.
- Loan tenure vs EMI: shorter loan or lower payment?
A longer loan lowers your EMI but costs far more interest. See the numbers for a ₹10 lakh loan over 5 to 30 years, and how to pick a term you can afford.
- How to calculate a percentage (4 everyday formulas)
The four percentage calculations you'll use most, X% of a number, what percent one number is of another, percentage increase or decrease, and discounts, with examples and calculator shortcuts.
- How EMI is calculated (the formula, with an example)
The EMI formula banks use, worked through step by step for a ₹10 lakh loan, why most of your first payments go to interest, and how to check your own EMI in seconds.
- How to calculate GST (add or remove it, with examples)
The two GST formulas, adding GST to a price and taking it out of a price that includes it, with worked examples at 5% and 18%, the CGST/SGST split, and the rates since September 2025.
